Investor Centre

Annual Report 2022

MCB Group Ltd

VIEW

Report 2022

Sustainability

VIEW

Editions

MCB Focus

VIEW

Podcast

MCB Focus

LISTEN

PUBLICATIONS

Financial Results

An overview of MCB Group’s financial performance.

	Q3	Q2 - Half-year	Q1
Earnings Call Presentation	icon	icon
Financial Statements	icon	icon	icon
Group Management Statement	icon	icon	icon

	Q4 - Full-year	Q3	Q2 - Half-year	Q1
Annual Reports	icon
Earnings Call Presentation	icon	icon	icon	icon
Financial Statements	icon	icon	icon	icon
Group Management Statement	icon	icon	icon	icon

	Q4 - Full-year	Q3	Q2 - Half-year	Q1
Annual Reports	icon
Earnings Call Presentation	icon	icon	icon	icon
Financial Statements	icon	icon	icon	icon
Group Management Statement	icon	icon	icon	icon

	Q4 - Full-year	Q3	Q2 - Half-year	Q1
Annual Reports	icon
Earnings Call Presentation	icon	icon	icon	icon
Financial Statements	icon	icon	icon	icon
Group Management Statement	icon	icon	icon	icon

	Q4 - Full-year	Q3	Q2 - Half-year	Q1
Annual Reports	icon
Earnings Call Presentation	icon	icon	icon	icon
Financial Statements	icon	icon	icon	icon
Group Management Statement	icon	icon	icon	icon

	Q4 - Full-year	Q3	Q2 - Half-year	Q1
Annual Reports	icon
Earnings Call Presentation	icon	icon	icon	icon
Financial Statements	icon	icon	icon	icon
Group Management Statement	icon	icon	icon	icon

HIGHLIGHTS

Full-year 2021-22 results

MCB Group's financial performance for the full-year 2021-22 at a glance.

Rs (bn)

9.6

Profit Attributable to Ordinary Shareholders (FY 2020/21: Rs 8.0 bn; ↑20.2%)

Rs (bn)

23.8

Operating Income (FY 2020/21: Rs 22.4 bn; ↑6.4%)

Rs (bn)

340

Customer Loans (FY 2020/21: Rs 288 bn; ↑17.8%)

Rs (bn)

519

Customer Deposits (FY 2020/21: Rs 486 bn; ↑6.7%)

40.13

Earnings Per Share (FY 2020/21: Rs 33.48; ↑19.9%)

13.90

Dividend Per Share*

18.1

Capital Adequacy Ratio (BIS) (FY 2020/21: 17.4%; ↑0.7 pp)

12.8

Return on Equity (FY 2020/21: 11.8%; ↑0.9 pp)

*Dividend declared for FY 2021/22 are not strictly comparable with those of FY 2020/21 and FY 2019/20, which also took into consideration the results of FY 2019/20 for which no dividend payment was made in respect of 2020 amidst the uncertain context and the 2021 dividend was based on the results of both years, albeit at a reduced payout rate.

Chief Executive Statement

“MCB Group’s success is measured by how well we accompany our entrepreneurs and individuals to new heights, grow our people and develop their talents, and promote and deploy sustainable finance for the good of our planet.”

Jean Michel Ng Tseung, Group Chief Executive

Credit Ratings

Credit ratings are opinions subject to ongoing review by rating agencies and may change from time to time based on the financial performance of MCB Ltd, industry dynamics, and other factors. MCB Ltd is being rated by Moody's Investors Service.